Basic Qualifications for Loan Applicants

1.1 Age Requirement:

Applicants for hire-purchase loans must be at least 20 years old but not exceeding 60 years old on the date of loan application.

1.2 Employment Criteria:

Regular employees must have a minimum work experience of 6 months and undergo a probationary period. For private businesses, the business must have been operational for at least 1 year. (Attach supporting documents such as pay slips, cash payment receipts, records, etc., referencing income and verifiable sources.)

1.3 Minimum Net Income:

Loan applicants must have a net income remaining after deductions of at least 2 times the installment amount or a minimum net income of not less than 15,000.00 Baht per month.

1.4 Clear Residence:

Applicants must have a clear and identifiable main residence that can be verified or a contactable telephone number.

1.5 Check for Blacklisting:

Hire-purchase applicants should not be individuals declared bankrupt according to the Royal Gazette or fall under the category of persons prohibited by the Anti-Money Laundering Office (AMLO) or have names listed in the Black List database of the company.

For those interested in inquiring about loan products, feel free to contact FLO Capital and Leasing. Our staff is ready to assist you.